If you're based in Switzerland, your Xe account is provided by Ria Financial Services GmbH.

Why is this?

To offer money transfer services in Switzerland, a company must be licensed and supervised under Swiss financial law. Ria Financial Services GmbH holds that licence, supervised by SRO VQF. Xe and Ria are both part of the Euronet Worldwide family of companies, so Ria can legally provide Xe's services to customers in Switzerland. You can read more in our article, Xe and Euronet Worldwide.

You may see this referred to as "Xe powered by Ria Switzerland GmbH" or "provided by Ria Switzerland GmbH."

Does anything change for you?

No. You'll still use the Xe app and website as normal. The experience is the same.

Full terms

You can read the full Switzerland terms and conditions here.