Follow the steps below to send your first transfer or set up a new transfer with Xe.
To get started
- Log in to your Xe account on the app or on the website
- Click the blue 'Send money' button
The currency conversion step
- Choose the 'Destination country' to tell us which country you're sending money to
- Complete either the 'You send' or the 'Recipient gets' field:
- 'You send' is how much you're sending in your home currency
- 'Recipient gets' is the amount your recipient receives
Need to pay a bill or send a specific amount in another currency? Complete the 'Recipient gets' field first.
Decide how you want to pay
- Time sensitive transfer? The fastest way to pay is by debit or credit card.
Choose your delivery option
- You can always send money to your recipient's bank account. If available, you'll also have the option to arrange a cash pickup or send to a mobile wallet (app only).
Enter your recipient's details
- Pay an existing recipient or add someone new
|Please note: you'll only see recipients if their account is in the same currency as the currency you're sending. Learn more.|
Let us know the reason for your transfer
- You can add a payment reference at this stage too
Pay for your transfer
- If you're paying by bank transfer, we'll send you a transfer confirmation email with our bank details in. You'll be able to make payment when this email hits your inbox.
Send your money
- Give your transfer one final check; let's get your money on its way!