July 2026
Xe.com websites employ tracking technologies that, with your consent as outlined in the sections below, may process personal data. These tracking technologies may include cookies, pixel tags, and other mechanisms, which, when permitted by law and with your consent, may deposit a file on your device to achieve our purposes.
Some of these tracking technologies are installed by default for technical reasons, such as security, fraud prevention, or network balancing, and some are installed based on legal obligations. Other cookies will only be placed with your consent.
The data processed by these technologies are:
- IP address (masked)
- Pages generation time (the time it takes for webpages to be generated by the webserver and then downloaded by the visitor: Page speed)
- Main language of the browser being used (Accept-Language header)
- Date and time of the visit to the Website.
- Screen resolution of user's device
- Location: country, region, city, approximate latitude and longitude (Geolocation)
- Browser version, browser plugins (PDF, Flash, Java, etc.) operating system version, device identifier (User-Agent header)
- Title of the webpage browsed (Page Title)
- URL of the page being viewed (Page URL)
- URL of the page that was viewed prior to the current page (Referrer URL)
- Time in the visitor’s local time-zone
- Links to an outside domain that were clicked (Outlink)
Type of cookies
- Technical and Functional cookies are crucial for website functionality, including navigation, authentication, and session management. The website cannot operate properly without these Strictly Necessary Cookies.
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Analytic cookies collect data like visitor numbers and clicks to help improve website performance and user experience.
- Google Analytics: Activated with your consent, Google Analytics helps us understand user interactions to enhance content and user experience. It may collect IP addresses, device information, operating system details, and user identifiers. More details: https://policies.google.com/privacy
- Marketing and tracking advertisement cookies, owned by us or third parties, enable personalized marketing based on browsing behavior across different websites.
Cookies we use
Specifically, we use the following cookies and similar technologies on our Websites.
a. Xe Money Transfer Secure Websites
| Technical name | First or Third party | Vendor | Purpose | Cookie expiration* | Cookie classification |
| fbp | Third Party | Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers | 3 months | Marketing | |
| brwsr (x2) | Third Party | Impact Radius | This cookie is used by Impact Radius for affiliate marketing. | 1 year, 1 month | Marketing |
| IR_gbcd | Third Party | Impact Radius | This cookie is used for storing the unique ID which is used for identifying the user's device, on their revisit to the websites which uses the same ad network. | Session | Marketing |
| IR_PI | Third Party | Impact Radius | This cookie is set by Impact Radius, and is used for affiliate tracking. It helps to count visitors from websites participating in Impact Radius affiliate marketplace. | 1 year, 1 month | Marketing |
| IR-12610 | Third Party | Impact Radius | This cookie is used by Impact Radius for affiliate marketing. | Session | Marketing |
| irtps | Third Party | Impact Radius | This cookie is used by Impact Radius for affiliate marketing. | 1 day | Marketing |
| bcookie | Third Party | Browser Identifier cookie to uniquely identify devices accessing LinkedIn to detect abuse on the platform | 1 year | Marketing | |
| li_gc | Third Party | Used to store consent of guests regarding the use of cookies for non-essential purposes | 6 months | Marketing | |
| lidc | Third Party | Set by Linkedin and used for routing | 1 day | Marketing | |
| uetsid | Third Party | Microsoft | This is a cookie utilised by Microsoft Bing Ads and is a tracking cookie. It allows us to engage with a user that has previously visited our website. | 1 day | Marketing |
| MSPTC | Third Party | Microsoft | This cookie is widely used my Microsoft as a unique user identifier. It registers data on the visitor. The information is used to optimise advertisement relevance. | 389 days | Marketing |
| MUID | Third Party | Microsoft | This cookie is widely used my Microsoft as a unique user identifier. It can be set by embedded Microsoft scripts. Widely believed to sync across many different Microsoft domains, allowing user tracking. | 389 days | Marketing |
| t_gid | Third Party | Taboola | Used for attribution and reporting purposes and to tailor recommendations to the user. | 1 year | Marketing |
| t_pid | Third Party | Taboola | Used for attribution and reporting purposes and to tailor recommendations to the user. | 1 year | Marketing |
| taboola_fp_td_user_id | Third Party | Taboola | Indicates that the user clicked on an item that was recommended by Taboola’s Services. This is used for reporting and analytics purposes. | 1 year | Marketing |
| _y2 | Third Party | Yieldify | Used by Yieldify to enable the running of website optimisation tests. | 1 year | Marketing |
| _yi | Third Party | Yieldify | Used by Yieldify to enable the running of website optimisation tests. | 1 year | Marketing |
| _gtm_referrer | Third Party | This cookie is used to track where the user has arrived from on our web-site | 12 hours | Marketing Strictly Necessary |
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| _ga | Third Party | This cookie is used for Google Analytics to store and count pageviews | 1 year, 1 month | Performance | |
| _ga_* | Third Party | This cookie is used for Google Analytics to store and count pageviews | 1 year, 1 month | Performance | |
| _gcl_au | Third Party | Used by Google AdSense for experimenting with advertisement efficiency across websites using their services. | 3 months | Performance | |
| _gid | Third Party | This cookie is used for Google Analytics to store and update a unique value for each page visited. | 1 day | Performance | |
| IDE | Third Party | Used by Google DoubleClick to register and report the website user's actions after viewing or clicking one of the advertiser's ads with the purpose of measuring the efficacy of an ad and to present targeted ads to the user. | 1 year, 1 month | Performance | |
| test_cookie | Third Party | Test for cookie setting permissions in user's browser | 1 day | Performance | |
| _lr_hb_ | Third Party | LogRocket | Used to store basic information about the user’s session(s) in order to function as a support/debugging/analytics tool. | 1 day | Performance |
| _lr_tabs_ | Third Party | LogRocket | Used to store basic information about the user’s session(s) in order to function as a support/debugging/analytics tool. | 1 day | Performance |
| _lr_uf_ | Third Party | LogRocket | Used to store basic information about the user’s session(s) in order to function as a support/debugging/analytics tool. | Session | Performance |
| amp_8638bd | Third Party | Amplitude | Used by Amplitude | 1 year | Strictly Necessary |
| analytics_session_id | Third Party | Amplitude | Assigns a specific ID to the visitor. This allows the website to determine the number of specific user-visits for analysis and statistics. | 1 year | Strictly Necessary |
| analytics_session_id.last_access | Third Party | Amplitude | Determines when the visitor last visited the different subpages on the website, as well as sets a timestamp for when the session started. | 1 year | Strictly Necessary |
| __RequestVerificationToken_ | First Party | Internal | This is an anti-forgery token designed to stop unauthorised posting of content to a website. | Session | Strictly Necessary |
| ASP.Net_SessionId | First Party | Internal | Stores the user's session ID once signed in. | Session | Strictly Necessary |
| bJc3XdF2Sg | First Party | Internal | Used to keep the user logged in each time a page is posted to the server. | Session | Strictly Necessary |
| HiFX_ClientAffiliate | First Party | Internal | Used for customer pricing, affiliate reimbursement and tracking | 1 month | Strictly Necessary |
| HiFX_DfxId | First Party | Internal | Used for customer pricing, affiliate reimbursement and tracking | 1 month | Strictly Necessary |
| HiFX_LeadSourceCode | First Party | Internal | Used for customer pricing, affiliate reimbursement and tracking | 1 month | Strictly Necessary |
| MRTX.BaseUrl | First Party | Internal | Stores the websites base URL. | Session | Strictly Necessary |
| MRTX.CurrentWebsiteName | First Party | Internal | Stores the websites name. | Session | Strictly Necessary |
| MRTX.IsMarketOrdersEnabledInFxweb | First Party | Internal | Stores information on whether Market Orders is enabled for the user. | Session | Strictly Necessary |
| MRTX.LogoutUrl | First Party | Internal | Stores the websites logout URL. | Session | Strictly Necessary |
| NEXT_LOCALE | First Party | Internal | Used to store the locale information of the user | 1 year | Strictly Necessary |
| SpryMedia_DataTables_ContentPlaceHolder1_rptSettCcy_tblGrid_0_getquote.aspx | First Party | Internal | Used by datatable plugin in Mass pay web. | 6 hours | Strictly Necessary |
| SpryMedia_DataTables_ContentPlaceHolder1_settlementInfo_rptSettCcyData_tblGrid_0_payments.aspx | First Party | Internal | Used by datatable plugin in Mass pay web. | 6 hours | Strictly Necessary |
| SpryMedia_DataTables_ContentPlaceHolder1_settlementInfo_rptSettCcyData_tblGrid_1_payments.aspx | First Party | Internal | Used by datatable plugin in Mass pay web. | 6 hours | Strictly Necessary |
| SpryMedia_DataTables_ContentPlaceHolder1_tblGrid_confirm.aspx | First Party | Internal | Used by datatable plugin in Mass pay web. | 6 hours | Strictly Necessary |
| SpryMedia_DataTables_ContentPlaceHolder1_tblGrid_getquote.aspx | First Party | Internal | Used by datatable plugin in Mass pay web. | 6 hours | Strictly Necessary |
| xe_redirect_helper | First Party | Internal | Used to check if the user has already done 2FA or not. | Session | Strictly Necessary |
| optimizelyOptOut | Third Party | Optimizely | Used by a Marketing tool Optimizely | 1 year | Strictly Necessary |
| __gpi | Third Party | Google Ads | This cookie is used by Google AdSense for advertising purposes. | 1 year | Marketing |
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_gads
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Third Party | Google Ads | This cookie is used by Google AdSense for advertising purposes. | 1 year | Marketing |
| xe_sso_id_launchpad | First Party | Internal | Stores the user's session ID once signed in. | Session | Strictly Necessary |
| xeBrowserId | First Party | Internal | Store the user’s browser ID to be used for 2FA authentication | 1 year | Strictly Necessary |
| xeConsentState | First Party | Internal | Store the cookie consent for the user | 1 year | Strictly Necessary |
| First Party | Internal | Used to pre-fill the data on the sign-up page. | 1 year | Strictly Necessary | |
| ajs_anonymous_id | Third Party | Segment | Used for Analytics and help count how many people visit a certain site by tracking if you have visited before. | 1 year | Essential |
| __cf_bm | Third Party | hCaptcha | Used for strictly necessary technical purposes: security features. | 30 minutes | Essential |
| ajs_user_id | Third Party | Segment | Helps track visitor usage, events, target marketing, and can also measure application performance and stability. | 1 year | Essential |
| TS01dc4fc6 | Third Party | F5 | This cookie is used to maintain session integrity, manage communications, balance load requests, and ensure the website functions properly. It helps verify that the site is operating as expected and supports secure data processing. | Session | Strictly Necessary |
| OClmoOot | Third Party | F5 | A Bot Defense cookie set by F5 Distributed Cloud WAAP (Web Application and API Protection). It is designed to detect and mitigate automated bot traffic, helping to protect websites from malicious activity such as scraping, credential stuffing, and denial-of-service attacks. | 400 days | Strictly Necessary |
b. Xe Public Website
| Technical name | First or Third party | Vendor | Purpose | Cookie expiration* | Cookie classification |
| fbp | Third Party | Used by Facebook to deliver a series of advertisement products such as real time bidding from third party advertisers. | 3 months | Marketing | |
| __gtm_referrer | Third Party | This cookie is used to track where the user has arrived from on our website. | 1 month | Marketing | |
| _ga | Third Party | This cookie is used for Google Analytics to store and count pageviews. | 1 year | Marketing | |
| _ga_* | Third Party | This cookie is used for Google Analytics to store and count pageviews. | 1 year | Marketing | |
| brwsr (x2) | Third Party | Impact Radius | This cookie is used by Impact Radius for affiliate marketing. | 1 year, 1 month | Marketing |
| IR_* | Third Party | Impact Radius | Used to associate users with a specific affiliate campaign. | Session | Marketing |
| IR_gbd | Third Party | Impact Radius | This cookie is used for storing the unique ID which is used for identifying the user's device, on their revisit to the websites which uses the same ad network. | Session | Marketing |
| IR_PI | Third Party | Impact Radius | Used to track visitors from websites participating in Impact Radius affiliate marketplace. | 1 year | Marketing |
| irclickid | Third Party | Impact Radius | Used to track what affiliate partner a user came from. | 1 month | Marketing |
| irtps | Third Party | Impact Radius | This cookie is used by Impact Radius for affiliate marketing. | 1 day | Marketing |
| bcookie | Third Party | Browser Identifier cookie to uniquely identify devices accessing LinkedIn to detect abuse on the platform. | 1 year | Marketing | |
| lidc | Third Party | Set by LinkedIn and used for routing. | 1 day | Marketing | |
| _uetsid | Third Party | Microsoft | This is a cookie utilised by Microsoft Bing Ads and is a tracking cookie. It allows us to engage with a user that has previously visited our website. | 24 hours | Marketing |
| _y2 | Third Party | Yieldify | Used by Yieldify to enable the running of website optimisation tests. | 1 year | Marketing |
| _yi | Third Party | Yieldify | For viewing the last time, a user saw a campaign or actively browsing. | 1 year | Marketing |
| __cf_bm | Third Party | ZoomInfo | Used by CDN services to detect bots | 30 minutes | Marketing |
| _cfuvid | Third Party | ZoomInfo | Used by CDN services for rate limits to prevent bot attacks | Session | Marketing |
| visitorId | Third Party | ZoomInfo | This cookie is used by ZoomInfo to identify a user | 1 year | Marketing |
| AMP_* | Third Party | Amplitude | Used by Amplitude to connect sessions from the same user on the same device. | 1 year | Performance |
| analytics_session_id | Third Party | Amplitude | Assigns a specific ID to the visitor. This allows the website to determine the number of specific user-visits for analysis and statistics. | 1 year | Performance |
| analytics_session_id.last_access | Third Party | Amplitude | Determines when the visitor last visited the different subpages on the website, as well as sets a timestamp for when the session started. | 1 year | Performance |
| _gcl_* | Third Party | Used by Google AdSense for experimenting with advertisement efficiency across websites using their services. | 3 months | Performance | |
| _gid | Third Party | This cookie is used for Google Analytics to store and update a unique value for each page visited. | 24 hours | Performance | |
| ajs_anonymous_id | Third Party | Segment | Used by segment to connect sessions from the same user. | 1 year | Performance |
| __eoi | Third Party | Used to improve website security and detect spam. | 180 days | Strictly Necessary | |
| __gtm_campaign_url | Third Party | Stores utm_params to ensure proper attribution. | 1 month | Strictly Necessary | |
| HiFX_ClientAffiliate | First Party | Internal | Used for customer pricing, affiliate reimbursement and tracking. | 3 months | Strictly Necessary |
| HiFX_DfxId | First Party | Internal | Used for customer pricing, affiliate reimbursement and tracking. | 3 months | Strictly Necessary |
| lastConversion | First Party | Internal | Stores the user’s last completed conversion. | 1 month | Strictly Necessary |
| lastQuote | First Party | Internal | Stores the user’s last completed quote. | 1 month | Strictly Necessary |
| userId | First Party | Internal | Stores the userid for that user. | Session | Strictly Necessary |
| xeConsentState | First Party | Internal | Used to keep track of the user’s consent state. | 1 year | Strictly Necessary |
| X-Experiment | First Party | Internal | Used for persisting the state of the page variations. | 1 month | Strictly Necessary |
| __hs_opt_out | Third Party | Hubspot | This cookie is used by the opt-in privacy policy to remember not to ask the visitor to accept cookies again. | 6 months | Strictly Necessary |
| __hs_do_not_track | Third Party | Hubspot | This cookie can be set to prevent the tracking code from sending any information to HubSpot. | 6 months | Strictly Necessary |
| __hs_initial_opt_in | Third Party | Hubspot | This cookie is used to prevent the banner from always displaying when visitors are browsing in strict mode. | 7 months | Strictly Necessary |
| __hs_cookie_cat_pref | Third Party | Hubspot | This cookie is used to record the categories a visitor consented to. | 6 months | Strictly Necessary |
| hublytics_events_53 | Third Party | Hubspot | This browser storage entry is used by HubSpot Product to temporarily store tracking events created by HubSpot Product until they get dispatched over the network. | Persistent | Strictly Necessary |
| __cfuvid | Third Party | Hubspot | This cookie is set by HubSpot’s CDN provider because of their rate limiting policies. | Session | Strictly Necessary |
| __cf_bm | Third Party | Hubspot | This cookie is set by HubSpot's CDN provider and is a necessary cookie for bot protection. | 30 minutes | Strictly Necessary |
| __hstc | Third Party | Hubspot | The main cookie for recording users who submit a lead form. | 6 months | Performance |
| hubspotutk | Third Party | Hubspot | This cookie keeps track of a visitor's identity. It is passed to HubSpot on form submission and used when deduplicating contacts. | 6 months | Performance |
| __hssc | Third Party | Hubspot | Keeps track of sessions on Hubspot. | 30 minutes | Performance |
| __hssrc | Third Party | Hubspot | Whenever HubSpot changes the session cookie, this cookie is also set to determine if the visitor has restarted their browser. | Session | Performance |
| _lr_hb_ | Third Party | LogRocket | Used to store basic information about the user’s session(s) in order to function as a support/debugging/analytics tool. | 1 day | Performance |
| _lr_tabs_ | Third Party | LogRocket | Used to store basic information about the user’s session(s) in order to function as a support/debugging/analytics tool. | 1 day | Performance |
| _lr_uf_ | Third Party | LogRocket | Used to store basic information about the user’s session(s) in order to function as a support/debugging/analytics tool. | Session | Performance |
| _GRECAPTCHA | Third Party | reCAPTCHA sets a necessary cookie (_GRECAPTCHA) when executed for the purpose of providing its risk analysis. | 1 year | Strictly Necessary |
c. Xe Insights (insights.xe.com)
| Technical name | First or Third party | Vendor | Purpose | Cookie expiration* | Cookie classification |
| AMP_* | Third Party | Amplitude | Used by Amplitude to connect sessions from the same user on the same device. | 1 year | Performance |
| Amp_mktg_* | Third Party | Amplitude | Used to gather user behaviour data for internal analytics. | 1 year | Performance |
| xe_sso_id_launchpad | First Party | Internal | Stores the user's session ID once signed in. | Session | Strictly Necessary |
| xeBrowserId | First Party | Internal | Store the user’s browser ID to be used for 2FA authentication | 1 year | Strictly Necessary |
| xeConsentState |
First Party | Internal | Store the cookie consent for the user | 1 year | Strictly Necessary |
d. Xe Currency Data
| Technical name | First or Third party | Vendor | Purpose | Cookie expiration* | Cookie classification |
| _lr_hb_ | Third Party | LogRocket | Used to store basic information about the user’s session(s) in order to function as a support/debugging/analytics tool. | 1 day | Performance |
| _lr_tabs_ | Third Party | LogRocket | Used to store basic information about the user’s session(s) in order to function as a support/debugging/analytics tool. | 1 day | Performance |
| _lr_uf_ | Third Party | LogRocket | Used to store basic information about the user’s session(s) in order to function as a support/debugging/analytics tool. | Session | Performance |
e. Xe Money Transfer Help Centre
| Technical name | First or Third party | Vendor | Purpose | Cookie expiration* | Cookie classification |
| _help_center_session _zendesk_session _zendesk_shared_session |
Third-party | Zendesk | Stores unique session key for Help Center Functionality. | 8 hours | Essential |
| _zendesk_authenticated | Third-party | Zendesk | This is a flag set when a user is authenticated to display the most up to date content. | Session | Essential |
| hc:{user_identifier}:recently_ visited_articles | Third-party | Zendesk | To help provide service by understanding the articles a customer has viewed in seeking support. | Forever (Local Storage) | Essential |
| articleVotes | Third-party | Zendesk | Only dropped when anonymous end-users actually vote on articles. Used to track the fact that an anonymous user has voted, so that they are not repeatedly prompted to vote on an article that they have already voted on nor are they able to submit multiple votes relating to one article. | Session | Essential |
| .appUserId .clientId .sessionToken |
Third-party | Zendesk | Session token to be used to authenticate requests on behalf of an anonymous user. Session tokens are linked to a client ID. Web Messenger widget will not drop any Cookies until the widget is initiated by the End-User |
Forever | Essential |
| ZD-widgetOpen | Third-party | Zendesk | Maintains the open/closed state of the Web Widget across page visits. | Forever | Essential |
| ZD-launcherLabelRemoved | Third-party | Zendesk | If the end user chooses to dismiss the launcher label, then we store this value to ensure that the message is not displayed again on other pages. | Forever | Essential |
| ZD-soundNotificationDisabledKey | Third-party | Zendesk | If the user chooses to disable sound notifications in the widget, we store this value to ensure sound notifications do not get played again after refreshing or changing tabs | Local storage duration is decided by the browser policy. | Essential |
| ZD-bannerDismissed | Third-party | Zendesk | If the user is using an Internet Explorer 11 browser, a banner is displayed to them in the widget to inform them that the support for IE11 is slowly being deprecated / ended. The user has the ability to dismiss the banner by clicking the close button. When the button is clicked, we store this information in storage so that we do not continue displaying the same banner every visit in the widget. | Local storage duration is decided by the browser policy. | Essential |
| .conversationStartedAt | Third-party | Zendesk | A messaging conversation can occur across multiple tabs. We synchronise these conversations and control the messaging conversation via a unique timestamp stored upon the conversation beginning. | Local storage duration is decided by the browser policy. | Essential |
| .appUserId .clientId .sessionToken |
Third-party | Zendesk | Session token to be used to authenticate requests on behalf of an anonymous user. Session tokens are linked to a client ID. Web Messenger widget will not drop any Cookies until the widget is initiated by the End-User |
Forever | Essential |
| ZD-widgetOpen | Third-party | Zendesk | Maintains the open/closed state of the Web Widget across page visits. | Forever | Essential |
| ZD-launcherLabelRemoved | Third-party | Zendesk | If the end user chooses to dismiss the launcher label, then we store this value to ensure that the message is not displayed again on other pages. | Forever | Essential |
| ZD-soundNotificationDisabledKey | Third-party | Zendesk | If the user chooses to disable sound notifications in the widget, we store this value to ensure sound notifications do not get played again after refreshing or changing tabs | Local storage duration is decided by the browser policy. | Essential |
| ZD-bannerDismissed | Third-party | Zendesk | If the user is using an Internet Explorer 11 browser, a banner is displayed to them in the widget to inform them that the support for IE11 is slowly being deprecated / ended. The user has the ability to dismiss the banner by clicking the close button. When the button is clicked, we store this information in storage so that we do not continue displaying the same banner every visit in the widget. | Local storage duration is decided by the browser policy. | Essential |
| .conversationStartedAt | Third-party | Zendesk | A messaging conversation can occur across multiple tabs. We synchronise these conversations and control the messaging conversation via a unique timestamp stored upon the conversation beginning. | Local storage duration is decided by the browser policy. | Essential |
Consent
Manage your consent for tracking technologies
Your consent applies to the domain: www.xe.com, its secure site and Help Center.
You can manage, modify and withdraw your consent any time in our Consent Manager, which can be found at the bottom of the website within “Company Info”.
Consent for US websites
We use Global Privacy Control (GPC) on this website to respect your opt-out preferences. You can set your preferences here.
In some instances, services providers and third parties via “Statistic cookies” or “Marketing cookies” may be used to help us analyze the performance of our advertising on third-party websites. You can turn off “Analytical Cookies” and “Marketing Cookies” in your setting.
In some instances, tracking technologies may be enabled to collect non-identifiable data for security and fraud prevention purpose, the data collected for this purpose is monitored in aggregated mode, that is not related to any data subject but the activity itself.
“Do Not Track” Disclosure
Some United States state laws require us to inform you about our approach to "Do Not Track" (DNT) settings in web browsers regarding targeted advertising. Currently, our systems do not recognize or respond to DNT requests. However, you can manage certain tracking by disabling cookies through browser settings. Please note, the deletion process varies depending on your device and browser.
EU or Other Regions
On your first visit to the website, a window will allow you to set up your tracking preferences, which you can modify at any time.
How to disable Tracking Technologies?
You can delete all cookies that are already on your device by clearing the browsing history of your browser. This will remove all cookies from all websites you have visited. Be aware that you may also lose some saved information (e.g. saved login details, site preferences).
For more detailed control over site-specific cookies, check the privacy and cookie settings in your preferred browser.
Contact
To reach the Privacy Department or the Data Protection Officer (DPO)
- Email: dpo@euronetworldwide.com
- Postal mail: DPO, Calle Cantabria 2, 2-A Alcobendas Madrid, Spain