Terms and Policies

Not sure which terms apply to you? Find out here

Australia

Australian Terms and Conditions Australian multi-currency account terms (Consumer) Australian multi-currency account terms (Corporate) Australian Financial Services Guide (FSG) Australian Product Disclosure Statement (PDS) Multicurrency Account - Target Market Determination Forward Exchange Contracts — Target Market Determination Australia Refer a Friend Terms Australian Regulatory Information Accessibility Statement
Archived documents Australian Terms (Valid until 23rd March 2023) Australian Corporate Terms (valid until 23rd March 2023) Financial Services Guide (Valid until 23rd March 2023) Australian Product Disclosure Statement (Valid until 23rd March 2023) Australian Terms (Valid until 31 January 2022)

Canada

Canadian Consumer Terms Canadian Corporate Terms Canadian multi-currency account terms (Consumer) Canadian multi-currency account terms (Corporate) Canadian Consumer PAD Agreement Canadian Corporate PAD Agreement Canadian Refer a Friend Terms Accessibility Statement

European Union

European (EU) Consumer Terms European (EU) Corporate Terms European (EU) multi-currency account terms (Corporate) Europe (EU) Refer a Friend Terms European (EU) Regulatory Information Accessibility Statement

Malaysia

Malaysian Corporate Terms and Conditions Malaysian Regulatory Information Xe.com Cookie Policy — Bahasa Malaysia Accessibility Statement

New Zealand

New Zealand Terms New Zealand Corporate Terms New Zealand multi-currency account terms (Consumer) New Zealand multi-currency account terms (Corporate) New Zealand Product Disclosure Statement New Zealand Refer a Friend Terms New Zealand Regulatory Information Accessibility Statement
Archived documents New Zealand Terms (Valid until 31 January 2022) Archived NZ Product Disclosure Statement — Swap Contracts Dated 12 September 2018, replaced 15 September 2021 Archived NZ Product Disclosure Statement — FFECs & FX Options Dated 12 September 2018, replaced 15 September 2021

Switzerland

Swiss Corporate Terms and Conditions

United Kingdom

United Kingdom (UK) Consumer Terms United Kingdom (UK) Corporate Terms United Kingdom (UK) multi-currency account terms (Corporate) United Kingdom (UK) Refer a Friend Terms United Kingdom (UK) Regulatory Information Accessibility Statement

United States

US Consumer Terms & Conditions US Corporate Terms & Conditions United States multi-currency account terms (Consumer) United States multi-currency account terms (Corporate) US Consumer PAD Agreement US Corporate PAD Agreement US Compliance Guarantee US Error Resolution and Cancellation Disclosure US Consumer Protection US Refer a Friend Terms Accessibility Statement

Global Policies

These documents apply to all Xe customers regardless of region.

Global Privacy Notice Xe.com Cookie Policy