Read our guide on everything you need to know about sending money to the USA.
In this article, we’ll cover:
- Where can I send from?
- How long will it take?
- How much can I send?
- Which currencies can I send to this country?
- Which payment methods can I use?
- What information do I need about my recipient?
- What does a US account number look like?
- What is an ABA routing number?
Where can I send from?
You can send money from any of our supported locations, as long as it is from a bank account in your name and matches your business purpose.
For example, If you hold a personal Xe account, you should only book personal transfers on here.
The funds must be settled from your personal bank account which is in the same name as your account with us.
The same applies to business transfers.
How long will it take?
It takes between 0-3 days for your money to reach Xe, depending on how you pay for your transfer. Once we receive your funds we make payment to your recipient.
From this point, it usually takes 1-4 working days for the funds to arrive. This can vary depending on the recipients bank.
We will send you a notification at each stage of your transfer so you know where your funds are.
Learn more about how long it takes for your money to reach your recipient.
How much can I send?
You can view our existing limits on transfers by clicking here.
Which currencies can I send to this country?
USD mainly, but we offer multiple currencies as long as the recipient holds a bank account for the currency being sent.
Which payment methods can I use?
You can view our current payment methods page by clicking here.
What information do I need about my recipient?
Information may vary, depending on where you’re sending to. If sending to the United States of America, we will require:
- Recipient’s name
- Recipient’s account number
- Recipient’s routing number
- The name of the recipient's bank
This will be the same for a recipient which is a business.
What does a US account number look like?
These numbers, which are used to identify a bank account, are usually between 9 and 12 digits long.
What is an ABA routing number?
This identifies the branch where an account is held and is 9 digits long.