Read our guide on everything you need to know about sending money to New Zealand.
- How long will it take?
- How much can I send?
- Which payment methods can I use?
- What information do I need about my recipient?
Where can I send from?
You can send money from any of our supported locations, as long as it is from a bank account in your name and matches your business purpose.
For example, If you hold a personal Xe account, you should only book personal transfers on here.
The funds must be settled from your personal bank account which is in the same name as your account with us.
The same applies to business transfers.
How long will it take?
It takes between 0 - 3 days for your money to reach Xe, depending on how you pay for your transfer. Once we receive your funds we make payment to your recipient.
From this point, it usually takes 1 - 4 working days for the funds to arrive. This can vary depending on the recipients bank.
We will send you a notification at each stage of your transfer so you know where your funds are.
How much can I send?
You can view our existing limits on transfers by clicking here.
Which currencies can I send to this country?
NZD mainly, but we offer multiple currencies as long as the recipient holds a bank account for the currency being sent.
Which payment methods can I use?
You can view our current payment methods page by clicking here.
What information do I need about my recipient?
Information may vary, depending on where you’re sending to. If sending to New Zealand, we will require:
- Recipient’s name and address
- Recipient’s account number
- Recipient’s BIC/SWIFT
- Recipient bank’s name and address.
This will be the same for a recipient which is a business.
For more information on recipients, please click here.
What does a New Zealand account number look like?
These numbers are used to identify a bank account and should be 16 digits long.
If yours is 15 digits long, add a zero before your account suffix (the last two digits). For example, '21' becomes '021'.
What does a New Zealand BIC/SWIFT code look like?
These numbers, which identify banks globally, tend to be between 8-11 characters long. They contain a country code and typically reference the bank’s name.
The letters NZ are used for banks in New Zealand.