You'll receive our send rate when sending money with Xe. Read our guide on what a send rate is and how to find out the rate you'll get in this article.
In this article, we’ll cover:
What is the send rate?
The send rate represents the rate of exchange you will receive when sending your money with Xe.
Where do I find the send rate?
On the Xe app


During the money transfer process, you'll find the send rate both at the start and at the end of your process.
The send rate may change between these two points, for the reasons listed here, but the initial quote you get (left) will act as an indicator.
The final quote you see, which is the rate you pay, will appear on the review transfer screen (right) just before you confirm the transaction.
If the send rate has changed between the two screens, you'll also see a message notifying you of the difference.
We recommend using the Xe app to transfer your money.
On the website
If you're using Xe on the web, you'll be guided through a similar experience as on the app.

Once logged in, you can start a new transfer by entering how much of your home currency you'd like to convert, and selecting the currency you want it changed into.
From here (see above), you'll get your quote - or exchange rate.
As you progress through the money transfer pages, you'll eventually end up at the confirm transfer page.
There, you'll once again be shown the final send rate, as well as a potential message to alert you if your send rate has changed since you started the process.
Can my send rate change?
There are a few reasons why the send rate you receive may change during the process of booking a transfer. Learn more about when and why this can happen here.